Target Income Calculator

Discover the Cost of Your Ideal Lifestyle


Let's say your goal is to earn $100,000 per year to live your ideal lifestyle. With the Drop Ship Lifestyle model and a net profit of $300 per sale, you would need X amount sales per month.  

Input your dreams, debts and desires to see what it takes to make your dreams a reality

Use Dream Calculator
Dreams, Debts, Desires

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What is Dreamlining?

Straight from Wiktionary, dreamlining is:

Etymology: Blend of dream and streamlining, coined by Timothy Ferriss.


A technique for achieving one's personal dreams based on writing them down and performing time and cost calculations.

Dreamlining was first introduced in Tim Ferriss's book, "The 4-Hour Workweek". In it, he details how to apply timelines to your dreams. While similar to goal setting, there are a few key differences:

  1. 1
    The goals shift from ambiguous wants to defined steps.
  2. 2
    The goals have to be unrealistic to be effective.
  3. 3
    It focuses on activities that will fill the vacuum created when work is removed.

“Living like a millionaire requires doing interesting things and not just owning enviable things.” – Tim Ferriss, The 4-Hour Workweek

First, Change Your Pattern of Thinking

In detail, what is your ideal lifestyle? How much does it cost per month? When it comes to lifestyle design, you have to stop thinking about annual and total costs, and think about it in monthly-cash flow.

This figure becomes your Target Monthly Income (TIM). Divide by 30 to find out your Target Daily Income (TDI). 

Before you get into quitting your 9-5 and automating your income to become pursue your dream lifestyle, you need to set your baseline. This is based off your current monthly expenses.

Then, Start Brainstorming Your Dreams...

Calculate your current monthly expenses which will set your baseline. Then, create "dreamlines" to determine the costs of your ideal lifestyle. 

You will have two timelines: six and 12 months. For each, you will list up to five things you dream of and do so in this order:

  • Having- Including, but not limited to, material wants: house, car, clothing, etc.
  • Being- Examples: be a great cook, be fluent in German, etc.
  • Doing- Such as, visiting Europe, tracing your roots overseas, racing horses, etc.

For now, don’t concern yourself with how these things will be accomplished. You'll figure that out soon.


What would you do, day-to-day, if you had $100 million in the bank? If you're stumped, fill in the five “doing” spots with the following:  

  • One place to visit.
  • One thing to do before you die.
  • One thing to do daily.
  • One thing to do weekly.
  • One thing you've always wanted to learn.

Target Monthly Income and Your Dreamlines

Chances are that your TMI figure will be lower than expected. It will decrease over time as you trade more “having” for once-in-a-lifetime “doing.”

Even if your TMI total is intimidating, don’t worry!

It is possible to get to more than $10,000 per month in extra income within several months. This is usually three or four times more than is needed. Getting to an extra $2,000 or $3,000 is seldom a problem. You can have it all…